Solutions · Autonomous vehicles
Robotaxis, highway autonomy, port and logistics AVs — uninsurable on yesterday's policies. YAS reads multi-sensor telemetry, disengagement events, and autonomy-level transitions, then scores L2 through L5 in real time — so insurers can price each mode.
The category gap
Frequency, severity, attribution — every assumption baked into a 50-year-old motor product breaks the moment a machine starts making the driving decisions.
Demographics, licence history, claims history — none of it applies. The thing driving the car is a model release, not a human being.
An OTA update can change the risk profile of an entire fleet overnight. Annual renewals can't see it. Telemetry can.
When an L4 disengages and a human takes back control, who was driving? Static policies have no answer. YAS logs every transition.
Sensor degradation, perception faults, path-planning errors, V2X spoofing — none of these appear in an actuarial table.
How YAS reads autonomous risk
YAS is the protocol; ARIA is the scoring engine. Together they turn raw machine telemetry into a per-vehicle, per-mode risk score the underwriter can price from and defend.
LiDAR returns, camera frames, radar, ultrasonic, IMU, GPS, plus V2X messages, disengagement events, autonomy-level transitions and OTA release tags — streamed live, any vendor, any platform.
ARIA runs a continuous scoring loop. L2 assist, L3 conditional, L4 high, L5 full — each mode carries a distinct risk surface, and the score reflects which one is active right now.
Threshold events fire dynamic pricing updates, fleet alerts, or parametric payouts. From verified incident to settlement in hours, not months, with no claim form in the loop.
Coverage scope
Six layers across pricing, settlement, fleet analytics and compliance. Every layer reads from the same live telemetry.
Real-time risk scoring from LiDAR, camera, radar, ultrasonic and IMU. Every data packet refines the model; every score reflects the actual operational state.
Coverage that re-prices as the vehicle moves between autonomy modes. L2 assist, L3 conditional, L4 high automation, L5 full autonomy — each priced for its actual risk.
When verified incident conditions are met, payouts trigger automatically. No manual claims, no adjuster visits — anomaly to settlement in hours.
Cross-referenced data from the full fleet reveals patterns invisible at the single-vehicle level. Predictive risk, not reactive claims.
Regulatory-ready reporting for each APAC market. 14 jurisdictions, local insurer partnerships, and licensed coverage in every active territory.
Full audit trail from signal ingestion to settlement. Verifiable data integrity for regulatory review, dispute resolution and compliance reporting.
Proof
YAS is already in production with EV fleets and robotics operators. The same protocol prices AV pilots from day one — talk to us about your deployment.
See the customer case studiesQuestions
Everything you need to know about AV coverage on YAS.
L2 through L5. Coverage adjusts dynamically based on the operational autonomy level — from driver-assist through fully driverless. Each mode carries a distinct risk profile and is priced accordingly.
LiDAR, cameras, radar, ultrasonic, IMU, GPS and V2X messages via our REST API, plus disengagement events, autonomy-level transitions and OTA release tags. Data is normalised into a unified risk model regardless of hardware vendor or platform.
ARIA runs a continuous scoring loop across the fleet. It incorporates live sensor data, environmental context, operational patterns, autonomy mode and historical performance into a single real-time score per vehicle.
Configurable threshold rules monitor telemetry streams continuously. When verified incident conditions — collision, sensor failure, operational anomaly — cross a trigger point, payouts execute automatically via the settlement engine.
YAS operates across multiple markets including Hong Kong, Singapore, Thailand, Vietnam, Indonesia and Malaysia. We work with licensed insurer partners in each territory to ensure regulatory compliance for autonomous operations.
Yes. We work with early-stage autonomous deployments from pilot programmes of five vehicles through to enterprise-scale fleets. Contact us to discuss coverage for your deployment phase.
Pilot or production fleet — if a machine is taking the wheel, YAS reads its risk so your insurer can price it.
