ABOUT YAS

Built for the machine economy.

Meet the team, advisors, journey, and partners behind the risk-intelligence platform for the machine economy.

Team & Advisors

The people behind it.

The team and advisory bench behind YAS spans serial founders, insurance, payments and venture — operating at global scale. That experience keeps us grounded in how machine-risk businesses are actually built.

Co-Founder & COO

William Lee

Co-Founder & CEO

Andy Ann

Advisors

Mr. John R Spence

Advisor of Beyond Ventures

Mr. David Piesse

Chairman, International Insurance Society

Dr. Moses Cheng

Former Chairman of Hong Kong Insurance Authority

Mr. Cillin O'Flynn

Former CEO of Generali

Mr. Lennard Yang

Group CEO of Tricor Group

Mr. Benjamin Chang

Former Regional Managing Director of AON Asia

Mr. Norman Tam

Chief Executive of WeChat Pay Hong Kong at Tencent Holdings Limited

Mr. Francis Ngai

Former General Manager of IBM Greater China

Mr. Baniel Cheung

Founder, Asian Capital Advisors

Our journey

Value built, one milestone at a time.

2018
Licensed in Hong Kong
MGA authorisation under IA Licence No. FA2648. Three founders, capacity partners in place, first policies underwritten.
2019–20
First embedded products
FLY (travel) and RYUN (running) go live. Pay-per-use proves out — pricing tied to what people actually do, not who they are.
2021
Partner integrations
KMB Bus RYDE, AlipayHK and TADA prove the embedded-flow model YAS now carries forward. The middleware idea — insurance disappearing into the host platform — clicks.
2023
YAS goes commercial
YAS launches on HK commercial taxi fleets — real-time driver scoring, GLM-based pricing, pool incentives. First true machine-data underwriting deployment.
2024
JOIE EV partnership
AURA scores over 10 million kilometres of commercial driving. First AI-adjusted commercial motor product in Hong Kong. The risk rail starts handling machines, not just trips.
2025–26
AV, robotics, humanoids
YAS extends across delivery robots and humanoid deployments in HK, Malaysia and Singapore. Consumer and machine converge on a single platform.

2018
Licensed in Hong Kong
MGA authorisation under IA Licence No. FA2648. Three founders, capacity partners in place, first policies underwritten.
2019–20
First embedded products
FLY (travel) and RYUN (running) go live. Pay-per-use proves out — pricing tied to what people actually do, not who they are.
2021
Partner integrations
KMB Bus RYDE, AlipayHK and TADA prove the embedded-flow model YAS now carries forward. The middleware idea — insurance disappearing into the host platform — clicks.
2023
YAS goes commercial
YAS launches on HK commercial taxi fleets — real-time driver scoring, GLM-based pricing, pool incentives. First true machine-data underwriting deployment.
2024
JOIE EV partnership
AURA scores over 10 million kilometres of commercial driving. First AI-adjusted commercial motor product in Hong Kong. The risk rail starts handling machines, not just trips.
2025–26
AV, robotics, humanoids
YAS extends across delivery robots and humanoid deployments in HK, Malaysia and Singapore. Consumer and machine converge on a single platform.